Products and Services
Full Service Banking
Choose from our personalized checking packages. You will enjoy the outstanding values.
F & M Hometown Checking
- No minimum balance
- Unlimited check writing
- Check images returned
- Free F&M Internet banking
- Free bill pay
- Free phone banking
- Free checks (first 50)
- Free ATM or debit card (where qualified)
- $100.00 opening deposit required
F & M Military Checking
(with valid ID)
- No minimum balance
- Unlimited check writing
- Free phone banking
- Free F&M Internet banking
- Free bill pay
- Free ATM or debit card (where qualified)
- Direct deposit of benefits
- One free foreign ATM transaction per month
(host fee will apply)
- Free checks (first 50)
- $100.00 opening deposit required
F & M Club
- No minimum balance
- Unlimited check writing
- Check images returned
- Free F&M Internet banking
- Free bill pay
- Free phone banking
- Free ATM or debit card (where qualified)
- Two free foreign ATM fees per month
(host fee will apply)
- $25.00 credit toward closing fees on new F&M mortgage loan (one time)
- 25 basis point reduction on personal installment loan with automatic payments
- Free F&M Club checks
- Free one year safe deposit box certificate
- Quarterly newsletter
- Five free photocopies per month
- No fee travelers checks, cashiers checks
- Notary service
- Travel discounts
- $100.00 opening deposit required
- $7.00 monthly service charge
F & M Club 50
(must be 50 years or older)
- Same benefits as the F&M Club account
PLUS
- Bonus points on CD's of $2500.00 or more
- $350.00 opening deposit required
- $7.00 fee when balance falls below minimum balance of $350.00 any day during month
F & M Student Checking
- No minimum balance
- Free F&M Internet banking
- Free bill pay
- Free ATM or debit card (where qualified)
- One free foreign ATM transaction per month
(host fee will apply)
- Free checks (first 50)
- $100.00 opening deposit required
Accounts Available for Small Business, Agriculture,
Non-Profit or Organization
- No minimum balance
- $100.00 opening deposit required
- Unlimited check writing
- Check images returned
- Other benefits as allowed by law or group guidelines
NOW Account
- $1,000.00 to open this account
($12.00 per month if balance drops below $1,000.00)
- Interest compounds monthly
Money Market Deposit Account
- $2,500.00 to open this account
$12.00 per month if balance drops below $2,500.00)
- Interest compounds monthly
- Limited to a combination of six transfers and withdrawals a month with no more than three by check, draft, debit card or similar order to third parties
.
Certificate of Deposits (Automatically renewable time account)
- $1,000.00 minimum balance
- Interest compounded monthly, deposited to another account or by check.
- No deposits can be made before maturity.
- Interest penalty and bank service charge for early withdrawals.
Savings Bonds
- Order Series EE or I savings bonds
- Redeem Savings bonds
Internet Banking with Bill Pay
F&M's Anytime Line 618-327-9164
Transfer money between accounts, inquire about loans, deposits, interest earned or paid, make loan payments, stop payment on checks, general information.
Loans
Agriculture, auto, boat, house, home equity, construction, commercial
For additional loan information contact our loan department.
Wire Service/Safe Deposit Boxes
ATM's
Nashville main bank, Nashville Drive-In, Krogers, Little Nashville, L&N Shell, Hoyleton F&M, Nashville Interior, DuBois
SHAZAM
Debit/ATM Cards
