Farmers and Merchants National Bank, Nashville, IL, Hoyleton, IL, DuBois, IL

Introducing Hometown Advantage Checking:
Earn a higher rate on your money while still being able to use it.
Click here to view more now! for more details.

NOTICE: In challenging times like these, consumers need to stick with the tried and true institutions that have served them well. Unlike the big Wall Street firms, community banks have always followed sound, responsible business practices to keep your money secure.

Community banks are strong, safe and stable. Our focus remains doing what is best for our customers and communities. It's just the way we do business.

Your insured deposits are safe in our hands-backed by FDIC insurance coverage up to $100,000 per depositor and $250,000 for certain retirement accounts. And now we can offer even greater deposit protection, up to $250,000 through December 31, 2009.

No depositor has ever lost a penny of FDIC-insured funds. No one.

If you have any questions or concerns about the safety of your money, talk to us. To learn more about deposit insurance coverage, visit www.fdic.gov.

--------------------------------------------------------------------------

Account Services
Internet Banking with Bill Pay | Other Services

Checking & Savings
Checking Accounts | Savings Accounts | CDs | IRAs

Loans & Home Buying
Mortgage | Home Equity | Auto | Installment/Personal | Commercial

For additional loan information contact our loan department.